Macmillan Education – Rural Banking: First Edition | CAIIB Elective Courseware | Rural India, Financing Rural Development, Priority Sector Lending & Government Schemes | By IIBF

Rural Banking – Latest Edition 2025 provides a comprehensive and insightful understanding of the rural banking landscape in India. Designed for aspirants of CAIIB, JAIIB, and other banking exams, as well as professionals working in the financial inclusion and rural development sectors, this book blends theory with real-world policy insights.

With a structured modular approach, the book enables focused learning and exam readiness:

• Module A: Rural India – Explores the demographic profile of rural India including occupation patterns, income levels, literacy, health, and nutrition indicators.
• Module B: Financing Rural Development – Discusses institutional frameworks, credit delivery mechanisms, and roles of banks, cooperatives, and MFIs.
• Module C: Priority Sector Financing and Government Initiatives – Comprehensive coverage of schemes by Central & State Governments, NABARD initiatives, and PSL mandates.
• Module D: Problems and Prospects in Rural Banking – Identifies key challenges in rural banking, and explores opportunities for financial inclusion and sustainable development.